:root{--ink:#2b1d16;--muted:#6a584d;--primary:#a8481f;--primary-dark:#833715;--tint:#f8e6da;--pale:#fcf7f2;--line:#ead9cc;--white:#fff;--accent:#e9b949;--warn-bg:#fff4dc;--warn-ink:#6b4a00;--danger:#a3263a;--ok:#1c6b3f;--radius:18px;font-family:system-ui,-apple-system,'Segoe UI','Apple SD Gothic Neo','Malgun Gothic',sans-serif;color:var(--ink);background:var(--pale);font-synthesis:none}
*{box-sizing:border-box}html{-webkit-text-size-adjust:100%}body{margin:0;line-height:1.68;overflow-wrap:anywhere;word-break:keep-all}
a{color:var(--primary-dark);text-underline-offset:4px}button,input,select,textarea{font:inherit;color:inherit}button{cursor:pointer}button:disabled{cursor:not-allowed;opacity:.45}
button:focus-visible,a:focus-visible,input:focus-visible,select:focus-visible,textarea:focus-visible,summary:focus-visible{outline:3px solid var(--accent);outline-offset:3px}
[hidden]{display:none!important}
.skip-link{position:fixed;top:-80px;left:16px;background:var(--white);padding:10px 18px;z-index:30;border-radius:10px}.skip-link:focus{top:12px}
.shell{width:min(1120px,calc(100% - 40px));margin-inline:auto}
.site-header{border-bottom:1px solid var(--line);background:var(--white)}
.nav{min-height:76px;display:flex;align-items:center;justify-content:space-between;gap:18px}
.brand{text-decoration:none;color:var(--ink);font-weight:800;font-size:19px;letter-spacing:-.03em;display:flex;gap:10px;align-items:center;white-space:nowrap}.brand img{width:32px;height:32px}
.nav-links{display:flex;gap:20px;align-items:center;flex-wrap:wrap;justify-content:flex-end}.nav-links a{font-size:14px;text-decoration:none;color:var(--muted)}.nav-links a:hover{color:var(--primary)}
.nav-links .nav-contact{border:1px solid var(--line);padding:8px 15px;border-radius:999px;color:var(--ink);background:var(--white)}
.hero{display:grid;grid-template-columns:1.25fr .85fr;gap:52px;align-items:center;padding:60px 0 46px}
.eyebrow{font-size:13px;font-weight:750;color:var(--primary);letter-spacing:.03em;margin:0 0 12px}
.hero h1{font-size:clamp(30px,4.4vw,50px);line-height:1.22;letter-spacing:-.05em;margin:0 0 20px;font-weight:820}
.lead{font-size:17px;color:var(--muted);max-width:590px;margin:0 0 24px}
.hero-links{display:flex;flex-wrap:wrap;gap:10px 18px;align-items:center}
.hero-note{font-size:12.5px;color:var(--muted);margin:16px 0 0}
.button{display:inline-flex;align-items:center;justify-content:center;gap:8px;border:1px solid var(--line);border-radius:12px;background:var(--white);color:var(--ink);padding:11px 18px;font-weight:700;font-size:14px;text-decoration:none;min-height:46px}
.button:hover{background:var(--tint)}.button.primary{background:var(--primary);color:var(--white);border-color:var(--primary)}.button.primary:hover{background:var(--primary-dark)}.button.quiet{background:transparent}
.visual{background:var(--ink);color:#fff;border-radius:26px;padding:28px;box-shadow:0 18px 44px rgba(0,0,0,.10)}
.visual-label{font-size:12px;opacity:.78;margin:0 0 18px}
.visual-row{display:flex;justify-content:space-between;align-items:center;gap:12px;padding:12px 0;border-bottom:1px solid rgba(255,255,255,.18);font-size:15px}
.visual-row span:last-child{font-size:12.5px;opacity:.8;text-align:right}
.visual-row.total{border:0;font-weight:780;font-size:19px}.visual-row.total span:last-child{font-size:14px;opacity:1;color:var(--accent)}
.section-title{display:flex;align-items:flex-end;justify-content:space-between;gap:16px;margin-bottom:16px}
.section-title h2{font-size:24px;letter-spacing:-.03em;margin:0;line-height:1.3}.section-title p{margin:4px 0 0;color:var(--muted);font-size:14px}
.step-label{font-size:12px;color:var(--primary);font-weight:800;margin:0 0 5px}
.panel{background:var(--white);border:1px solid var(--line);border-radius:var(--radius);padding:24px;margin:0 0 20px}
.grid-2{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:16px 20px}.grid-3{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:16px 20px}
.field{display:flex;flex-direction:column;gap:6px;min-width:0}.field>label,.field>.label{font-weight:700;font-size:14px}
.hint{font-size:12.5px;color:var(--muted);margin:0}
input[type=text],input[type=number],select,textarea{width:100%;min-height:46px;border:1px solid var(--line);border-radius:11px;background:var(--white);padding:10px 12px;font-size:16px}
textarea{min-height:170px;font-size:14px;line-height:1.55}
.amount{display:flex;gap:8px;align-items:stretch}.amount input{flex:1 1 auto;min-width:0}.amount select{flex:0 0 118px;width:118px}.amount select.wide{flex-basis:148px;width:148px}.amount .unit{display:flex;align-items:center;padding:0 12px;border:1px solid var(--line);border-radius:11px;background:var(--pale);font-size:14px;white-space:nowrap}
.radio-row{display:flex;flex-wrap:wrap;gap:8px}.radio-row label{display:flex;gap:8px;align-items:center;border:1px solid var(--line);border-radius:11px;padding:10px 13px;background:var(--white);font-size:14px;min-height:46px;cursor:pointer}
.radio-row input{width:18px;height:18px;accent-color:var(--primary)}
.field-error{color:var(--danger);font-size:13px;margin:0;min-height:0}
.notice{background:var(--warn-bg);color:var(--warn-ink);border-radius:12px;padding:12px 15px;font-size:14px;margin:0 0 14px}
.note-box{background:var(--tint);border-radius:12px;padding:12px 15px;font-size:14px;margin:12px 0 0}
.toolbar{display:flex;flex-wrap:wrap;justify-content:space-between;align-items:center;gap:12px;margin:6px 0 10px}.toolbar-group{display:flex;flex-wrap:wrap;gap:8px}
.status{font-size:14px;color:var(--muted);min-height:22px;margin:4px 0 0}
.results{background:var(--white);border:2px solid var(--primary);border-radius:var(--radius);padding:24px;margin:0 0 26px}
.result-cards{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:12px;margin:0 0 16px}
.result-card{border:1px solid var(--line);border-radius:14px;padding:15px;background:var(--pale);min-width:0}
.result-card h3{font-size:13px;margin:0 0 6px;color:var(--muted);font-weight:700}.result-card .big{white-space:pre-line;font-size:21px;font-weight:800;letter-spacing:-.02em;margin:0;line-height:1.35}.result-card p{margin:6px 0 0;font-size:13px;color:var(--muted)}
.result-card.highlight{background:var(--tint);border-color:var(--primary)}
.table-wrap{position:relative;overflow-x:auto;-webkit-overflow-scrolling:touch;border:1px solid var(--line);border-radius:12px;margin:0 0 14px;max-width:100%}
table{border-collapse:collapse;width:100%;font-size:14px;min-width:520px}th,td{padding:10px 12px;border-bottom:1px solid var(--line);text-align:left;vertical-align:top}th{background:var(--pale);font-size:13px;color:var(--muted);white-space:nowrap}td:first-child{white-space:nowrap}tr:last-child td{border-bottom:0}td.num,th.num{text-align:right;font-variant-numeric:tabular-nums;white-space:nowrap}tr.chosen td{background:var(--tint);font-weight:700}
.badge{display:inline-block;border-radius:999px;padding:2px 9px;font-size:12px;font-weight:700;background:var(--pale);border:1px solid var(--line);white-space:nowrap}.badge.need{background:#ffe9dc;border-color:#f3c3a3;color:#7a3210}.badge.none{background:#e3f4ea;border-color:#b5dcc3;color:#1c5a35}.badge.blocked{background:#fbe3e7;border-color:#efb8c2;color:#8a1f33}.badge.wait,.badge.unknown{background:#fff4dc;border-color:#f0d9a2;color:#6b4a00}
.check-list{margin:8px 0 0;padding-left:20px}.check-list li{margin:4px 0}
.result-tools{display:flex;flex-wrap:wrap;gap:8px;margin:14px 0 8px}
details.text-details{margin-top:10px}details.text-details summary{cursor:pointer;font-weight:700;font-size:14px}
.learning{margin:34px 0 20px}.reading-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:14px;margin-bottom:22px}
.reading-card{display:block;text-decoration:none;color:var(--ink);background:var(--white);border:1px solid var(--line);border-radius:var(--radius);padding:20px}.reading-card:hover{border-color:var(--primary)}.reading-card h3{margin:0 0 6px;font-size:18px;letter-spacing:-.02em}.reading-card p{margin:0;color:var(--muted);font-size:14px}
.faq-list details{background:var(--white);border:1px solid var(--line);border-radius:14px;padding:14px 18px;margin:0 0 10px}.faq-list summary{font-weight:700;cursor:pointer}.faq-list p{margin:10px 0 0;color:var(--muted);font-size:14.5px}
.row-card{border:1px solid var(--line);border-radius:14px;padding:16px;margin:0 0 12px;background:var(--pale)}.row-head{display:flex;justify-content:space-between;align-items:center;gap:10px;margin:0 0 10px}.row-head h3{margin:0;font-size:15px}.row-card .grid-2,.row-card .grid-3{gap:12px 14px}
.link-button{background:none;border:0;color:var(--danger);font-weight:700;font-size:13px;padding:6px 4px;min-height:36px}
.article{background:var(--white);border:1px solid var(--line);border-radius:var(--radius);padding:38px clamp(20px,5vw,56px);margin:34px 0}
.article h1{font-size:clamp(27px,3.6vw,40px);line-height:1.28;letter-spacing:-.045em;margin:0 0 16px}
.article h2{font-size:22px;letter-spacing:-.03em;margin:34px 0 10px;line-height:1.4}.article h3{font-size:17px;margin:22px 0 8px}
.article p,.article li{font-size:16.5px}.article .intro{font-size:18px;color:var(--muted)}.byline{font-size:13px;color:var(--muted)}
.breadcrumbs{font-size:13px;color:var(--muted);margin:0 0 14px}.breadcrumbs a{color:var(--muted)}
.callout{background:var(--tint);border-left:4px solid var(--primary);border-radius:10px;padding:14px 18px;margin:18px 0}.callout p{margin:0}
.cta-box{background:var(--ink);color:#fff;border-radius:var(--radius);padding:24px;margin:34px 0 0}.cta-box h2{color:#fff;margin:0 0 8px;font-size:20px}.cta-box p{margin:0 0 14px;opacity:.9}.cta-box a.button{background:var(--accent);border-color:var(--accent);color:var(--ink)}
.sources{font-size:14px}.sources li{font-size:14px}
.site-footer{border-top:1px solid var(--line);background:var(--white);margin-top:40px;padding:30px 0 40px}
.footer-inner{display:flex;justify-content:space-between;gap:24px;align-items:flex-start;font-size:13.5px;color:var(--muted)}.footer-inner p{margin:6px 0}.footer-inner strong{color:var(--ink)}
.mobile-contact{position:fixed;left:0;right:0;bottom:0;background:var(--ink);color:#fff;display:none;justify-content:space-between;align-items:center;gap:10px;padding:10px 16px calc(10px + env(safe-area-inset-bottom));z-index:20;font-size:12.5px;line-height:1.35}
.mobile-contact a{background:var(--accent);color:var(--ink);text-decoration:none;font-weight:800;border-radius:10px;padding:10px 14px;white-space:nowrap}
dialog{border:1px solid var(--line);border-radius:16px;padding:22px;max-width:min(440px,calc(100% - 32px))}dialog::backdrop{background:rgba(10,10,20,.45)}.dialog-actions{display:flex;justify-content:flex-end;gap:8px;margin-top:14px}
.noscript{background:var(--warn-bg);padding:12px 16px;border-radius:12px}
.muted{color:var(--muted)}.small{font-size:13px}
@media (max-width:860px){.hero{grid-template-columns:1fr;gap:28px;padding:38px 0 30px}.visual{order:2}.result-cards{grid-template-columns:1fr}.reading-grid{grid-template-columns:1fr}.grid-3{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media (max-width:640px){.shell{width:calc(100% - 32px)}.nav{min-height:auto;padding:12px 0;flex-wrap:wrap}.nav-links{gap:10px 14px;justify-content:flex-start}.nav-links a:not(.nav-contact){font-size:13px}.grid-2,.grid-3{grid-template-columns:1fr}.panel,.results{padding:18px}.article{padding:26px 18px}.mobile-contact{display:flex}.footer-inner{flex-direction:column}.amount select{flex-basis:104px;width:104px}.section-title{flex-direction:column;align-items:flex-start}.hero h1{font-size:30px}}
.mt12{margin-top:12px}.mt14{margin-top:14px}.mt16{margin-top:16px}.mt34{margin-top:34px}.maxw-280{max-width:280px}.maxw-420{max-width:420px}.maxw-520{max-width:520px}.w-80{min-width:80px}.w-150{min-width:150px}
.results-title{margin:0 0 12px;font-size:24px}.sub-title{font-size:16px;margin:18px 0 6px}.table-caption{text-align:left;padding:10px 12px;caption-side:top}.dialog-title{margin:0 0 8px;font-size:18px}
.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}
fieldset.field{border:0;padding:0;margin:0;min-width:0}fieldset.field>legend{font-weight:700;font-size:14px;padding:0;margin:0 0 6px}
